In 2022, scams cost Americans over $8.8 billion, as reported by the Federal Trade Commission (FTC). A large portion of that money vanished due to credit card shenanigans. That number should concern everyone. Consumers must learn how to challenge unauthorized charges and protect their money. I have been there. You are reviewing your statement and BAM, …
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Imagine discovering an unauthorized charge while reviewing your bank statement; that sinking feeling is hard to ignore. Your first impulse probably involves lodging a fraud transaction complaint and trusting your bank will sort everything out swiftly. But what happens if they drag their feet or outright deny your claim? The Federal Trade Commission (FTC) reported that consumers …
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Last year, I was stunned to see a Reserve Bank of India report that showed complaints about unauthorized electronic fund transfers had jumped 20%! Finding an unknown charge or having a payment fail is beyond frustrating. That is why knowing how to file a complaint against banks is critical. I have been there myself, so let me walk you …
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Ever felt that sinking feeling when your food delivery arrives, only to find it is completely wrong or looks like it has seen better days? You are not alone. A 2022 survey by LocalCircles revealed a staggering 47% of Indian customers had issues with online food orders. From missing items to serious quality concerns, these problems cause …
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E commerce crime went ballistic last year, shooting up a staggering 83%! That number comes straight from the National Cyber Security Centre (NCSC). That should grab anyone’s attention and make them think twice about staying safe while shopping online. It is not just about how easy it is to find what you want; it is …
Read more “Most Common E-commerce Scams and How to Take Legal Action”
A Statista report caught my eye recently: e-commerce accounts for five percent of India’s entire economic activity. That explains the constant stream of delivery scooters I see buzzing around. This surge in online shopping inevitably brings problems. Packages arrive late, items get damaged and sometimes, customers get outright ripped off. I want to share my …
Read more “How to File a Complaint Against Amazon/Flipkart Sellers”
Imagine the annoyance of spotting an unexpected charge on your bill. According to a 2017 study, more than 40% of Indian consumers face this exact frustration each year. This often boils down to not knowing consumer rights or where to report problems. It is infuriating to pay more than you agreed to, whether it is a …
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Did you know that nearly 20% of US adults struggle with mental health every year? It is a shocking number. And the devastation caused by psychological abuse within this group? I have seen it firsthand; it is profound. Societal expectations and toxic workplaces, especially in cultures like India, often amplify these problems. That is why …
Read more “When Can You Get Compensation for Mental Harassment?”
I was floored when I saw the numbers: nearly 60% of all consumer complaints in India involve products that malfunction or services that fall short. That is staggering. It really makes you think about knowing your rights and pursuing compensation for defective products. A faulty or dangerous purchase can drain your bank account, cause real physical …
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Ever feel like you are chasing your own tail waiting for a refund? I have. According to a 2023 study by India’s National Consumer Helpline (NCH), refund issues make up a significant portion of consumer complaints. This is not a unique situation. When businesses stall on giving refunds, knowing your rights and the steps you can take …
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